hi im 20 and ill just have 2 years driving and 2 years no claims under my belt i was wondering is this possible ? ive done some quotes on money supermarket and there around the £1000 3rd party fire and theft, do u reckon if i rang up id be able to get it any cheaper? thats for either a 150bhp gti or a 180bhp im heading for.

Regards Dan

Not too sure mate, some Insurers require you to be atleast 21 to drive a car like the GTI.

I've just turned 21, with 1 years NCB and an IN10 Conviction and I'm paying £1,200 Fully Comp on a GT TDI 150PD (2002).

Nate

Lol im in the same situation, cant get anything under £2k fully comp :(

Whats an IN10? <------ Nrees

Chemical Brothers21 I'm 21 paying £1250 per year on a GT Sport TSI 170 - Insurance group 16, companys will insure you it's just a case of looking around i found many big companys on the TV either wanted to rape me for every penny or they wouldn't insure me. My current insurer is with Tesco.

 right im 19 and insure a mk4 1.8 turbo, 2 teras no claims fully comp with mods for £1235, i added my mum and dad onto the policy as named drivers which brought it down, thats with admiral!  

IN10 = Conviction for driving a vehicle without proper insurance.

Did a 2 month ban in 2006 for it.

Nate

Nrees87:

IN10 = Conviction for driving a vehicle without proper insurance.

Did a 2 month ban in 2006 for it.

Nate

 

OK mate thanks for clearing that up.

thanks for the replies, yeah i have tried some quotes on moneysupermarket, they were about £900 3rd party fire and theft and £1400 fully comp. i will ring around tho when i get the golf bought as i want to mod it abit.

chemicalbrothers:

thanks for the replies, yeah i have tried some quotes on moneysupermarket, they were about £900 3rd party fire and theft and £1400 fully comp. i will ring around tho when i get the golf bought as i want to mod it abit.

There's absolutely no chance they will insure your mods for a reasonable price. I wouldn't even bother entertaining high street insurers, try Greenlight, Adrian Flux and a few more specialist insurers if your planning on modding.

oh yeah i kno them lot on moneysupermarket are standard cars, im going to look in the back of car mags for the golf insurance or specialist companys. some one on here told me you have to be 21 for Adrian Fluxis that right?

 900 quid aint too bad for a 20yr old on a turbo tbh im paying 690 on a gttdi 115 and im 23!! but im a driver for work so that knackers me up

 coming down to 480 this yr tho so not all bad thats with adrian flux bit better than last year

 you'll struggle i'd say. I was looking at TDI originally thats with 1yr NCB and 3 years on a motorbike that they took into account to and i think that was nudging around £1000

So i went for 1.6 16v S for a while till i build up a few more years NCB

Alex

I think if you get another yr no claims under your belt you shouldnt have no prob.

 I have ANNI GTI 5yrs no claims paying £730 fully comp.

yeah its abit annoying ill have my 2 years no claims in september and i havent bought the car yet. still saving up so im not sure i thought of just going 3rd party fire and theft, but the internet is allways different to when you ring up over the phone, ill try and fight them of between each other

 Try elephant. And add your parents/relatives as named drivers. I will have 1yrs no claim next month when i renew. im 20 and fully comp for 10 months is 900 quid. The excess however is high but i would prefer this to get cost down as i would not hesitate paying the excess if i needed a new car.

 im 19 with 1 and a half no claims,and mines 1200,on a 1.4 and thats the cheapest i could find

GTI-BENNY-W:

 Try elephant. And add your parents/relatives as named drivers. I will have 1yrs no claim next month when i renew. im 20 and fully comp for 10 months is 900 quid. The excess however is high but i would prefer this to get cost down as i would not hesitate paying the excess if i needed a new car.

thats quite good, how much is your excess? i suppose £400 wouldnt be bad for me as the higher the excess the cheaper the quote, i have tired bell, admiral etc but i havent addded any of my parents on yet , is it better to do both or just 1?

Dan

chemicalbrothers:

GTI-BENNY-W:

 Try elephant. And add your parents/relatives as named drivers. I will have 1yrs no claim next month when i renew. im 20 and fully comp for 10 months is 900 quid. The excess however is high but i would prefer this to get cost down as i would not hesitate paying the excess if i needed a new car.

 

thats quite good, how much is your excess? i suppose £400 wouldnt be bad for me as the higher the excess the cheaper the quote, i have tired bell, admiral etc but i havent addded any of my parents on yet , is it better to do both or just 1?

 

Dan

HAHA, my excess is 1000... o well thats how i prefer to do it. Yea both parents, presumiung they have nopoints, claims etc.

 Im 26 , have been driving for 10 years in the US, but just got my UK license, and Im now paying 730 for just (3rd Party) on a 1999 2.0 Gti (insurance group 10)  with KwikFit, which was the cheapest I could find., When I was looking at different insurance quotes, I could not believe what some of these places were trying to charge me. I also found out how much a difference it makes depending on your postcode. Cities being basically double for me what a countryside address would be. For example, I looked at what fully comp on a 2000 4motion would cost me in Manchester, and on one website (AA) they wanted something like 4 grand.

The Insurance game is a big scam, just try and look around. Im still trying to get my head round how it works.!!!!!

im using flux and paying 480 3rd party with 2 years NCB livign in london. with all mods declared.

it has been abit  mad, elephant wanted to make me givign em 1500 for third party and 3k for fully comp. its all mad. insurance is the only thign stopping performnce mods.

 I'm 21 with 1yr NC and a SP50 and I'm paying £1700 with Kwik Fit!!!

i turned 19 on saturday. got a 150bhp mk4 gti and insurance is £1600 with Chris Knott. try them they shud quote ya happy