For those of who you can only pay in monthly installments I noticed Kwik-fit were charging a whopping 39.9% APR !!!!!!!!!!!!!!!!!!!!!!

Being an old git, insurance isn't that expensive for me, but if any of you young 'uns are looking for insurance and can only pay monthly, avoid kwik-fit like the plague. They quote the annual price, but when quoting the monthly payment method, they only give the deposit followed by the repayments - they don't quote the total figure. (the 39.9%APR is in small print). At least Dick Turpin wore a mask!

Anyone heard of a higher APR rate than 39.9% ? 

 39.9!! my renewal is up on the 10th,normaly pay in full but if they are pulling a scam liek that, i cant help but feel they would try something on everyone. will deffinately be avoiding that one then

 You think thats bad, check out http://www.paydayuk.co.uk/getting-started/our-charges.html

APR = 1845%

That's absolutely unbelievable. I'm gob smacked.

Here's the small print garabge they give you with their online quote: Note if the 39.9% isn't bad enough they charge you a credit card fee and an Online payment fee !!!!  I've never seen that one before. An online quote penalising you for paying online? 

The £850 accidental excess for a 19 year old ain't too clever either.  As I said, at least Dick Turpin wore a mask.

edit: not sure why the cut 'n paste table isn't displaying the figures but the credit card fee is £2.50 and the online payment fee is £1.00

i was with kwik fit insurance back along and they got loads of details wrong on my insurance doc and they actually charged me extra to change each detail. screwed me over big time.

 admiral multicar policy is the worse ever.....avoid like the plague!!!

Mav18t:

 You think thats bad, check out http://www.paydayuk.co.uk/getting-started/our-charges.html

APR = 1845%

1845% APR - but according to them, APR is not a good way to compare!?  That's truely frightening! 

Wigster.

 Oh my God, that's unbelievable!    

You'd have to be in the 'super looser' bracket to need a loan from them.

thats shocking, i was with kwik fit last on insuranced with a racing puma but i paid the premium off all in one go.