Im 19, Im with Aviva and have been driving for 11 months. I am getting coilovers fitted to my car on Friday which I <u>AM</u> declaring to Aviva. Without doing so I would be uninsured if I crash, which is obviously something I hope I dont do. My insurance is going to be going up to just under £150 per month. Now I can afford to pay this but this is such a high price compared to people who could drive the same car as me and pay a very small percentage of what I pay per month for a whole years worth of insurance. As I am sure you and everyone else is aware, this is because of young drivers, the same age group as you and me driving around at silly speeds, crashing and costing insurance companies money.
More to the point...
What annoys me about people like you is that the rest of us have to pay for your mistakes. I am paying a premium because you (amongst other people) are so inpatient, uncaring and selfish. You want an amazing car but cant be bothered to wait a few years so that you can get insured properly for all of your modifications. If you cant get pay extra to be insured for a modification then dont do it to your car until you can pay for it.
I go to college 3 days a week and work the other 4 days just so I can have a good time and modify my car, oh and DECLARE my mods and pay for them too!
Im sorry to ruin your thread but I dont have any respect for people like you who are so ignorant.