Yep, just came home from the insurance group..
The only problem is that we've made the mistake, at home.. but @ the insurance company we didn't talk about the whys and wheres,(the officer didnt ask) just he gave me a paper (should be filled out) and said, that I should go back tomorrow..
so what do u think? what should I say? or will they pay for it even if I did the damage?
about the crack: the change of the rear-view mirror caused the crack.
ps.: Never-ever try to put on the a rear-view mirror by just pressing it into the mirror holder while its on the windscreen..
opinions, advices?
EDIT: spoke with a guy who was working at this insurance group, and he gave me and advice.. the story is simple... hit by stone...
(bad luck, and lame thing, and the worst thing, that I'll must pay for it, if the insurance company won't pay)


