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Cat N/S cars


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#1 leeabr101

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Posted 17 September 2018 - 02:31 PM

Simply out, Would anyone buy one of these? Any issues when insuring?
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#2 leeabr101

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Posted 10 October 2018 - 06:49 PM

Has anyone any experiences with cat N or S or the old C and D??

#3 Dan FR

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Posted 11 October 2018 - 06:22 AM

You won't have any issues insuring them (Cat N & S anyway, the old C & D), but the stigma about insurance write-offs and the severe impact it has on the value of the car puts most people off


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#4 leeabr101

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Posted 11 October 2018 - 12:10 PM

Yeah thats my thoughts. Im not bothered too much regards value as ill be keeping it for a good few years but its more how well its been repaired

#5 [email protected] FLUX

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Posted 11 October 2018 - 03:43 PM

Hi.

With regards to insurance the vast majority of our schemes have no issues with cat S or N vehicles and don't apply any additional premium terms.

Regards,

Dan.



#6 leeabr101

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Posted 12 October 2018 - 02:20 PM

Cheers dan, good to know.

#7 Calico

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Posted 13 October 2018 - 11:15 AM

The quality of the repairs could be very poor my friend has just been paid out for the value of the car and let her keep it on an S and it has a new bumper or second hand but the damage behind is still there. 



#8 [email protected] FLUX

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Posted 16 October 2018 - 09:00 AM

Cheers dan, good to know.

You're welcome.



#9 egooverdrive

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Posted 16 October 2018 - 11:31 AM

Agreed @Calico I'd be suspicious of a repaired car.

 

Nine years ago my Leon needed a new passenger door, wing and front suspension work. This was done at an official accident repair garage, paid for by the other person's Insurance.

 

It looked and drove fine when I got it back. Few years later took it to another garage because of suspension noise and he said the accident repair garage had done a poor job.  Then the paint on the front wing faded and rust started appearing, the original driver wing is still fine.

 

The passenger track rod that was replaced after the crash had to be replace again last year.  The driver side is still the original 15 year old one.

 

And now there's another big knocking noise coming from the front passenger side.

 

None of theses are major problems but it does highlight that most of the time you don't know the quality of the parts or workmanship used to repair the car.  


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